An insurance quote which covers entire fleet of commercial vehicles that includes cars, vans, buses, trucks, tractor-trailers, etc. is known as a commercial vehicle fleet insurance coverage. However, to purchase this type of vehicle insurance cover, there must be at least 5 commercial vehicles in the fleet. Vehicles insured under fleet insurance plans may not be utilized for similar purposes.
Key Points For Consideration When Buying A Fleet Car Insurance Policy:
New or custom vehicles will need more money to insure as compared old used vehicles that have little market values. Hence, if your commercial car fleet has older vehicles, the premium charges will be low but if your fleet has more newer vehicles than you can expect to pay more.
Trucks- light, medium or heavy in size will require more money to insure than commercial cars, vans or SUVs. The damages resulting from accidents involving bigger vehicles like trailers or trucks can be huge than those that are likely to be incurred on accidents involving smaller vehicle like cars or vans.
Premiums can vary depending on the exact purpose for which the fleet of commercial vehicles is going to be used. To that effect, vehicles used for pizza or floral delivery will cost less to insure as compared to transport vehicles that carry people or goods from one place to another.
Comprehensive commercial vehicle coverage can be expensive but can grant total financial protection against any kind of situation arising in the aftermath of an accident involving one of the insured vehicles in the fleet. In any case, it is always better to make sure that coverage is adequate if not comprehensive.
We can assist you in finding a commercial fleet car insurance online quote that best fits your specific business needs and budget. All you need to do is just give us details of your exact commercial vehicle fleet insurance requirements.
We can help you to get a highly flexible commercial auto fleet insurance policy which is compliant with your state’s commercial driving laws. Besides, we also provide the following covers :
Coverage for drivers using personal vehicles for business.
Coverage for rented as well as leased vehicles.
Coverage for all at-fault under-insured & uninsured drivers.
Coverage for in transit high-value or refrigerated cargoes.
Coverage for roadside assistance during breakdowns.
Coverage that offers temporary vehicle replacement.
Special coverage for off-road construction vehicles.